Maximize your home warranty protection by understanding coverage, identifying issues, and staying organized. Learn the steps in our guide.
The post How to Maximize Your Home Warranty Protection appeared first on Unhappy Hipsters.

If you have a home warranty, you need to know how to get the most out of your coverage.

Not only should you be aware of the types of repairs you can have covered, but you should also be aware of the limitations and exclusions of the policy.

1. Comparison-shop for policies

Home warranties are not all made equal. When purchasing your warranty, look into the provider’s reputation before examining its coverage levels.

You can ask your real estate agent the same questions if the guarantee is offered to you in conjunction with the sale of a home.
2. Coverage caps and exclusions

Buying a home warranty in Utah is a great way to protect your investment and add to the value of your home. However, before you choose one, you should know precisely what the coverage will cover.

Read the contract and take note of the exclusions.

For example, a plan may not cover a water heater older than two years or a broken window air conditioning unit. It also does not cover items installed after the policy’s purchase or pre-existing damage.

These types of exclusions make sense.

There are also limits on the amount of coverage you can receive for each system in your home. For example, your air conditioning system might have a $1...